Fractional CFO by industry: adapt finance to your business
An industry-specialist Fractional CFO is a finance leader who already understands your business's cycles, margins and risks: seasonality and inventory in e-commerce, supply chains and foreign exchange in manufacturing, long R&D cycles and non-dilutive funding in deep tech. The same EUR 3,000–8,000 excluding VAT monthly pricing table applies across engagements: the profile changes, not the pricing table.
Each industry has its own financial characteristics. A SaaS startup does not face the same issues as a mid-sized manufacturer or an e-commerce platform. Sales cycles, business models and risks differ.
Scoping allows us to propose a professional and assess their experience on the issues relevant to your activity. The pages below describe priorities and deliverables to discuss; they do not, by themselves, prove a completed engagement in every industry.
Fractional CFO for startups and SaaS
Our Fractional CFO offer for startups and SaaS explains deliverables, investor reporting and packages. SaaS startups have specific finance issues: subscription models, customer churn, LTV/CAC, burn rate and runway. CFO support uses these KPIs to inform business model decisions and prepare successive funding rounds.
Fractional CFO for e-commerce
E-commerce platforms have particular financial cycles: seasonality, inventory and working capital, and narrow sales margins. Finance management helps assess profitability alongside cash constraints. Our approach is detailed on the Fractional CFO for e-commerce page.
Fractional CFO for manufacturing and mid-sized businesses
Manufacturers and mid-sized businesses need a CFO who understands operational complexity: production, supply chains and foreign exchange risks. The work is described on our Fractional CFO for manufacturing page.
Fractional CFO for deep tech
Deep tech companies finance long R&D cycles before generating revenue, combining grants, the French research tax credit (CIR), non-dilutive debt and successive equity rounds. Our Fractional CFO for deep tech page explains how to manage these financing sources.
Fractional CFO for fintech and finance
Fintech businesses may have regulatory obligations specific to their activity. Scoping identifies cash and reporting needs, and the responsibilities of compliance teams and specialist advisers. A CFO engagement does not replace their work.
Fractional CFO for healthcare and biotech
Healthcare and biotech businesses may combine long R&D cycles, reimbursement delays and regulatory constraints. The engagement must specify project budgets, confirmed funding and specialist contacts. An appropriate professional's availability is checked before any commitment.
Contact us
Describe your business model, tools, deadlines and decisions to prepare. The first discussion helps assess the scope and the appropriate professional. See also part-time CFO, interim CFO, the CFO role and pricing.
FAQ: Fractional CFO by industry
Does a specialist CFO cost more than a generalist?
No. The same pricing table applies to all our engagements, EUR 3,000–8,000 excluding VAT/month depending on the package. Specialisation affects the choice of professional, not the pricing table.
What is the benefit of a CFO who knows the industry?
Mainly a shorter familiarisation period. A CFO who has already managed manufacturing working capital or e-commerce inventory can ask relevant questions from the first week and interpret your indicators without introductory explanations.
What if my industry is not listed?
Industry pages cover cases where specialisation materially changes the work. For other activities, initial scoping identifies your business model's particular issues. This is the purpose of the first discussion, with no commitment.
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